A charging order gives a creditor security for debt owed, in other words, the debt would become “secured” like a mortgage on your house or other lands. If a creditor has a county court judgment against a debtor ordering the debtor to repay a debt, the creditor may be able to apply to the court for a charging order to enforce the judgment if payment is not made. However, there must be a hearing in the county court before a charging order can be made.