A remortgage is where you take out a new mortgage on a property you already own – either to replace your existing mortgage, or to borrow money against your property. You can apply for a mortgage directly from a bank or building society, choosing from their product range.

Remortgaging your home is something you’ll need to do every few years, and it could really save you a lot of money. The most common types of mortgages are; repayment, interest-only, shared equity and buy-to-let.

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